App-based features pitched as a way to become a safer and more efficient driver may end up reporting you as a higher-risk driver to insurers, The New York Times reports.
New cars, EV or not, have substantial data-gathering capability thanks to their array of onboard sensors, which is sometimes presented to consumers as a way to improve driving or secure lower insurance rates by opting into data collection. But automakers are also selling this information to companies that create risk profiles of customers for insurance companies, according to the report.
One Chevrolet Bolt EV driver profiled in the report saw insurance-rate increases based on a 130-page report based on sixth months of driving data, which was shared by General Motors with LexisNexis through the OnStar Smart Driver program. That program provides drivers with positive feedback for good habits like buckling seatbelts…
Read full article originally published on www.greencarreports.com